[geeks] Insurance (was [rescue] Current collections)
alaric at caerllewys.net
Sun Apr 11 01:18:16 CDT 2004
On Sun, Apr 11, 2004 at 01:04:34AM -0400, Charles Shannon Hendrix wrote:
> Fri, 09 Apr 2004 @ 16:02 -0400, Phil Stracchino said:
> > This, too, is a solvable problem. Month-by-month non-operation filing,
> > for example, with required "freezing" of your insurance by your carrier,
> > would trivially solve it.
> ...and greatly increase the costs of the system.
I fail to see why. It shouldn't make any significant difference to the
cost of operation of a properly designed and built system. And if the
system is hosed and broken (ha! "if"!), you can't blame its inability
to implement a simple measure on the measure itself. Use the additional
registration fees it generates from vehicles that are only non-op for a
few months, instead of the whole year, to pay for it.
> I think this sounds way too draconian.
Draconian? I'd call it "flexibility". The only people it's draconian
to is people who want the privilege of driving a motor vehicle, but
don't want to have to bear any financial responsibility for doing so.
> My car isn't even worth insuring. The only reason I cannot just get an
> insurance policy covering third parties and not my car is because the
> insurance companies lobbied against it.
Then talk to a different insurance company. Unless they managed to get
that banned altogether in your state, in which case talk to your
politicritters, who'd probably just LOVE to get their hands on a cause
that's increasing the number of uninsured motorists on the road.
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